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Whitehouse, Durbin Introduce Bill to Crack Down on Payday Advances Legislation would cap interest levels and fees at 36 % for many credit rating deals Washington, D.C. – U.S. Senator Sheldon Whitehouse (D-RI) has joined Senate Democratic Whip Dick Durbin (D-IL) in launching the Protecting customers from Unreasonable Credit Rates Act of 2019, legislation that