High‐Cost Credit and Consumption Smoothing .For a no responsibility financial obligation estimate, merely submit this form that is hassle-free.
High‐Cost Credit and Consumption Smoothing .For a no responsibility financial obligation estimate, merely submit this form that is hassle-free. We thank the editor, Robert DeYoung, an anonymous referee, Todd Gormley, Mark Jenkins, Paul Landefeld, Donald Morgan, Nick Roussanov, Luke Taylor, and Jeremy Tobacman for helpful feedback, along with seminar participants during the Wharton class, the